*Annual Percentage Yield. No minimum deposit to open. Maximum initial deposit is $50.00. Earn up to 3.00% Annual Percentage Yield (APY) on the first $1,000 in your account. If your balance exceeds $1,000, you will earn our current personal savings rate on balances in excess of $1,000. Only one Dimes To Dollars Savings account may be opened per individual Tax Identification Number (TIN). Fees may reduce earnings.