Personal Checking Accounts in Ohio

At Consumers National Bank, our personal checking accounts offer convenient, secure banking for individuals and families in Ohio. With no monthly fees, instant-issue debit cards, direct deposit, and access to MoneyPass® ATMs, managing your money is simple. Find the right account for your needs.

Bright CheckingBright Checking

When you have basic banking needs, you want a straightforward checking account to keep track of your expenses and safeguard your money.

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Features

  • Automatic transfers to avoid overdrafts
  • Stop payment requests
  • No maintenance fee
  • No minimum balance required
  • Free MasterCard® debit card
  • Free nationwide MoneyPass® ATM network
  • Free online banking services
  • $50 minimum deposit to open
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Brilliant High Yield CheckingBrilliant High Yield Checking

Earn A High Rate Of Interest Based On How Much You Use Your Account, Not How Much You Keep In It.

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Features

  • Automatic transfers to avoid overdrafts
  • Stop payment requests
  • Earn 1.50% APY* on balances up to $10,000 when qualifications are met
  • Brilliantly high interest rate
  • No maintenance fee
  • No minimum balance required
  • Free MasterCard® debit card
  • Free nationwide MoneyPass® ATM network
  • Free online banking services
  • $50 minimum deposit to open

Relationship CheckingConsumers Relationship Checking

Our Relationship Checking and Relationship Money Market accounts reward you with premium interest rates.

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Features

  • Four interest rate tiers
  • MasterCard® debit card
  • Automatic transfers to avoid overdrafts
  • Stop payment requests
  • Domestic wire transfers
  • Cashiers checks
  • No fee for using other bank ATMs
  • Paper statements
  • Images of checks you write
  • Annual fee savings on home equity and personal lines of credit
  • $30 credit toward your first check order
  • $5,000 average balance to avoid monthly service charge
  • $50 minimum deposit to open

*APY – Annual Percentage Yield. Fees May Reduce Earnings

Free first order of checks and free paper statement for customers age 70 or better. Includes one box of standard personal checks; shipping is not included.

 

Check out our Savings Accounts

We offer a range of savings options, including money market accounts, CDs, and IRAs—each designed to help you grow your funds securely. With competitive rates, flexible terms, and account access at any Consumers National Bank location, it's easy to manage your financial goals. Pair one of these options with our personal checking accounts to make the most of your everyday banking.

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Check out our Savings Accounts

We have a wide variety of savings and money market accounts, plus CDs and IRAs.

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Consumers Bank

Consumers Bank

Consumers Bank

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