Auto Loan Refinance Special

Love Your Vehicle but Overloaded with Payments?
Refinance With Us and Lower Your Payment!

Get a $200 Gas Gift Card
No Payments for 90 Days
Rates as low as 5.29% APR*

APPLY NOW


Key Refinance Features

Rates as low as 5.29%*

No Payments for 90 Days

Affordable payment plans

Experienced lenders

Efficient local processing

Personalized service at every step


Auto Loans FAQs

If you have questions on our auto loan program, please check out our list of answers below.

What information do I need to apply for an auto loan?

When you complete our easy, online application, you’ll need to provide your name, home address, social security number and monthly income.

Is there an application fee?

Pre-approvals are free - there’s no application fee. If you choose to move forward with the loan, there’s a processing fee of $250.00 for funded loans.

How long is my credit approval good?

Your credit approval is good for 30 days from Consumer National Bank’s decision.

Am I able to get a loan to purchase from an individual rather than a dealer?

Yes. You can use your auto loan to purchase a vehicle from an individual as well as a dealer.

Does Consumers National Bank offer lease buyouts?

Yes, we do offer lease buyouts as long as the buyer’s credit and the loan-to-value ratio are approved.

Get started with your auto loan application online today. Click the button below to get started!

APPLY NOW

*Eligibility: Offer is available on refinanced vehicle loans of $15,000 or greater with a minimum term of 36 months. Refinance of auto loans currently held at Consumers National bank are not eligible for this offer. Loan application must be taken at a Consumers branch or online at www.Consumers.Bank. Eligibility for promotion and consummation of eligible loans is subject to standard credit underwriting and approval. Rates and terms are commensurate with age of collateral, amount borrowed, loan term and credit score. Prepayment fee of $300 if loan is paid in full within 24 months of closing; $150 if the loan is paid in full after 24 months and before 75% of the normal scheduled payments are due. The $200 gas gift card offer is available while supplies last and is subject to change without notice. Consumers National Bank will contact you as soon as your gift card is ready for pickup. Card must be picked up at the branch of your loan closing within 30 days of notification of availability.

**No Payment Details: No payments will be due for the first 90 days of the loan repayment period. During the first 90 days of deferment, interest will accrue on the loan balance.

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